Committed
Already decided — rent, insurance, the bill you don’t swipe for.
Get started
Know what’s left before you spend it.
A shared budget with one question — not thirty categories. Decide what was already committed. The rest is yours to choose.
When this hits the account, was the amount already decided, or are you choosing it based on what’s left?
Flexible
Chosen from what’s left — dinner, the Target run.
Goals
Spinach first — a monthly slice you set aside before the choosing starts.